How to Conquer Financial Strain in 2025: Finelo and Financial Literacy

The American Psychological Association has long warned that the U.S. is facing a mental health crisis as financial stress soars. Recent research suggests there are generational disparities in this financial anxiety, with each new generation finding themselves in deeper despair than the last.

In early 2025, financial anxiety is at a high. “Consumers are starting to freak out”, shares WSJ. Rising costs and inflation amidst job market uncertainty and geopolitical instability are among the many problems brewing, poised to create a financial storm with huge implications on our mental health. And with the younger generations already fearing they will never achieve the financial stability of their parents, there is a clear need for something to be done.

Financial literacy is no longer a skill that’s nice to have, it’s crucial for our mental wellbeing–but to say investing can be daunting for beginners is an understatement. By democratizing access to investment information and uniquely supporting users at all experience levels, Finelo aims to relieve some of this anxiety by equipping you with the knowledge required to make smarter financial decisions.

Finelo is an interactive educational app that offers bite-sized learning to break down barriers and demystify investing. It offers more than 270 hours of comprehensive educational content, customized to suit your level of knowledge, personal financial goals, and urgency of achieving them.

By gamifying learning with community challenges, leaderboards and incentives to keep at it, Finelo promises to arm you with a solid understanding of how to grow your wealth based on real-world cases and applications. What’s more, you can learn at your own pace, from as little as five minutes per day.

If you are dealing with financial anxiety, help yourself: try Finelo.

How to Practice Trading with Finelo

Becoming financially literate is one step in dealing with financial anxiety. The other is earning more. Not only does Finelo provide educational materials to upskill you in the uphill battle against rising costs and financial unstability, but it can help you to understand investing through the process of buying and selling stocks or cryptocurrency, which will then enable you to earn passive income. It does this via a simulated trading tool that lets you learn the basics and practice trading completely risk-free. When you’re ready, you can start investing real money with confidence.

Here’s how to get started with Finelo’s simulated trading tool:

Step 1. Finelo is available online, or via a mobile app. Visit the website or download and install Finelo from the App Store or Google Play. When you’re ready, click Get Started.

Step 2. Finelo will ask a series of questions to help it understand what are your financial goals and how quickly you need to achieve them. Answer the questions as prompted to receive your Readiness for investing score and Personal Trading Challenge. Specify whether you would like Finelo to send you notifications, then click Get My Plan.

Finelo

Step 3. Finelo is a subscription service with a three-day free trial. You will be prompted to enter payment details now, but you can cancel at any time, either when you have hit your educational goals or sooner if you decide not to continue.

Step 4. Next you’ll need to create an account. Enter an email address, username and click to agree to the Terms, Privacy Policy and Subscription Terms. On the next screen choose a password and click Create Account.

Step 5. Following a few more questions about your level of trading confidence and what skills you wish to learn, click Start Learning. You’ll be prompted to choose one of four paths: Investor path, Trader path, Crypto path, or Passive income. Click Begin path below the Investor path option.

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Step 6. Finelo is a simulated trading platform–no real-money is exchanged and you are free to play around with buying and selling risk-free. You’ll start with $1,000 of play money; however, Finelo also offers daily incentives to keep you motivated. A pop-up will prompt you to open your day one reward, in our case a Lootbox that included $167.60 of Alphabet/Google stocks, $332 of Visa stocks, and $198 of Amazon stocks.

Step 7. Now it’s time to start making your own investments. Tap the Buy Assets button and select an option from the list or use the search option to find what you’re looking for. Tap on a company name, then click Buy. You’ll be prompted to enter how much stock you wish to buy, then click Buy.

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Step 8. Your new stock will appear on your list of Assets on the Simulator tab. Tap on any asset to see more information, including its performance over time, and to access options to Buy more or Sell your stocks.

Step 9. Continue to learn through doing, buying and selling through the simulator app, while also participating in the available training courses. Finelo allows you to fine-tune your skills before taking on any risky real-world investments.

Conclusion

Financial anxiety is a growing concern, and each new generation faces more reasons for despair. The key to tackling this looming mental health crisis is two-fold: through education that enables smarter financial decisions to be made; and through increasing income to counter rising costs.

It’s easy to feel like the situation is helpless, but Finelo can help you to take back control and start looking forward to a better financial future. 

Finelo is a subscription-based educational platform that acts as a one-stop solution for users at all knowledge levels, from beginner to expert. It combines an interactive learning program with the tools to practice making investments that–when applied in the real world–could enable passive income streams.

As we have outlined in this article, getting started is simple. So if you are dealing with financial anxiety, help yourself: download Finelo and take advantage of its free trial period–you have nothing to lose.